Florida Asset Protection : Asset Protection Law & Planning in Florida - Florida Homestead Exemption

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Many clients asked me how they can deal with consumer creditors such as credit card companies when they are delinquent in payments. I had a new client this week who seemed to be very successful in getting creditors to stop calling and in negotiating favorable settlements for delinquent credit card debts. They settled several debts for less than 50% of the balance, and they had eliminated most collection agency harassment. I asked them why they had been successful and where they learned their tactics. The clients said they read a book called "How to Settle Your Debts" which they found and purchased on Amazon.com. They said the book clearly explained how consumers can best deal with collection agencies and how to negotiate favorable settlements which included elimination of adverse reports to credit agencies. I found the book on Amazon for $15.00. It's a new book having been published in September 2004. ; I have not read the book, but based on these clients' experience, many people could benefit from whatever advice the book offers.